VHDA Introduction to Home Ownership Free Orientation Classes on Home Ownership click to download / print the doc First Home Alliance uses the Virginia Housing Development Authority (VHDA) 'Intro to Homeownership' curriculum for pre-purchase education classes. Click on the VHDA logo below for additional information and class materials: *Complete the HOUSEHOLD SPENDING PLAN (click and print). Financial Literacy Classes Essential Class Resource: PowerPay - Helping Debtors Become Savers - www.powerpay.org